Terms and Conditions

TravelCash User Agreement

This User Agreement (this “Agreement”) is a contract between you and  TravelCash, Inc. (“TravelCash”), a private corporation incorporated in the state of Delaware.

References in this Agreement to “TravelCash”, “we”, “our” or “us”, are to TravelCash and references to “you” or “your” are to the person with whom TravelCash enters into this Agreement.

By signing up to use an account through TravelCashInc.com, or any of our associated websites, APIs, or mobile applications (collectively the “TravelCash Site”), you agree that you have read, understood, and accept all of the terms and conditions contained in this Agreement, as well as our Privacy Policy and E-Sign Disclosure and Consent Policy.

You should be aware there is a risk of loss in trading or holding digital currencies which can be substantial, up to a total loss of your holding. Voucher services are or may be regulated by governmental authorities in your country. You should therefore carefully consider whether trading or holding digital currencies is suitable for you in light of your financial condition.

1. TravelCash services.

1.1. Eligibility. To be eligible to use the TravelCash services, you must be at least 18 years old.

Your eligibility to access certain TravelCash services also depends on the country in which you reside. The list of TravelCash services accessible by country can be found at https://www.TravelCashInc.com/global.html.

1.2. Basic Services. The following basic services (the “Basic Services”) are provided to you by TravelCash:

·    A desktop or laptop software app for an Ascension-compatible digital wallet enabling you to store electronic travel vouchers issued by TravelCash (the “Wallet Software” and “TravelCash vouchers,” respectively).

·    Certain wallet features enabling you to send and receive TravelCash vouchers as well as other Ascension-compatible vouchers representing Bitcoin, Litecoin, and other digital currencies.

·    A managed account for holding your TravelCash for investment purposes which connects to an Ascension wallet address of your choice where, when properly authorized, your TravelCash may be sent in whole or in part.

1.3. Voucher Services. The following additional services (the “Voucher Services” and together with the Basic Services, the “Core Services”) are provided to you by TravelCash:

·    One or more Ascension Voucher wallets enabling you to store, track, transfer, and manage your balances of certain supported vouchers, like Bitcoin or Litecoin or TravelCash (the “Voucher Wallet” and “Digital Voucher” respectively);

·    An in-wallet digital voucher exchange service enabling you to post and accept escrow-enabled offers for exchanging vouchers (the “Exchange”);

·    A set of in-wallet marketplaces to be developed for using your vouchers.


1.4. Additional TravelCash Services. In addition to the Core Services, the following services (“Additional Services” and together with the Core Services, the “Services”) may be made available by TravelCash to users that fulfil certain eligibility criteria:

·    Premium Membership Services for our Diamond, Gold, Silver, and other member categories;

·    Developer’s Tools for companies seeking to integrate TravelCash into their systems.

1.5. Fees: A full list of TravelCash’s fees can be found on our Pricing and Fees Disclosures page.


2.1. Registration of TravelCash Account. In order to fully use the Buy.TravelCashInc.com pages, you will need to register for a TravelCash account (a “TravelCash Account”) by providing your name, an e-mail address and a password, and accepting the terms of this Agreement and our Privacy Policy. We may, in our sole discretion, refuse to open a TravelCash Account for you, or limit the number of TravelCash Accounts that you may hold.

2.2. Identity Verification. You agree to provide us with the information we request for the purposes of identity verification and the detection of money laundering, terrorist financing, fraud, or any other financial crime, and permit us to keep a record of such information. You will need to complete certain verification procedures before you are permitted to use the TravelCash Services and your access to one or more TravelCash Services, including certain transfers of vouchers, and the limits that apply to your use of the TravelCash Services, may be altered as a result of information collected on an ongoing basis. The information we request may include certain personal information, including, but not limited to, your name, address, telephone number, e-mail address, date of birth, taxpayer identification number, government identification number, and information regarding your bank account (such as the name of the bank, the account type, routing number, and account number). In providing us with this or any other information that may be required, you confirm that the information is accurate and authentic. You agree to keep us updated if any of the information you provide changes. You authorize us to make the inquiries, whether directly or through third parties, that we consider necessary to verify your identity or protect you and/or us against fraud or other financial crime, and to take action we reasonably deem necessary based on the results of such inquiries. When we carry out these inquiries you acknowledge and agree that your personal information may be disclosed to credit reference and fraud prevention or financial crime agencies and that  these agencies may respond to our inquiries in full. This includes authorizing your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of your identity and to compare information you have provided to TravelCash with your wireless operator account profile information for the duration of the business relationship. This is an identity check only and should have no adverse effect on your credit rating. Additionally, we may require you to wait some amount of time after completion of a transaction, before permitting you to use further TravelCash Services.

2.3 Access. To access the TravelCash Services, you must have the necessary equipment (such as a desktop or laptop or tablet) and the associated telecommunication service subscriptions to access the Internet. The TravelCash Services can be accessed directly using the TravelCash site.


3.1. Purchasing. You can add travel vouchers into your TravelCash online account using one of the payment methods available on the TravelCash Site, such as a bank transfer. When you “add” funds into your account you will be issued vouchers to a managed account initially, to which you can add a wallet address for subsequent transfer to your full control. The TravelCash account and the TravelCash wallet are not deposit accounts which means that your vouchers will not be insured nor protected by the USA’s Federal Deposit Insurance Corporation (FDIC), the UK’s Financial Services Compensation Scheme, nor any other governmental system for protecting depositors from whatever nation. However, TravelCash will hold funds received in a designated safekeeping account with a regulated financial institution until we distribute your vouchers to your Wallet. Vouchers held in a TravelCash Wallet will not earn any interest. Your Wallet may hold vouchers denominated in different currencies and we will show the vouchers’ balance for each currency that you hold.

3.2. Purchase of Voucher. To purchase TravelCash using Bitcoin or Ethereum, you must follow the relevant instructions on the TravelCash site. A purchase of TravelCash using digital currencies should occur on the business day we receive your instructions.

3.3. Receipt of instructions. If we receive instructions from you to purchase TravelCash using digital currencies on a non-business day or after 5:30 pm in Columbus, OH (Eastern Time) on a business day, we may treat those instructions as if they were received by us on the following business day.

3.5. Revocation. When you give us instructions to purchase TravelCash using funds you have sent us, you cannot withdraw your consent to that purchase unless the purchase is not due to occur until an agreed date in the future e.g. this may occur if you set up a recurring purchase of Voucher (a “Future Transaction”). In the case of a Future Transaction, you may withdraw your consent up until the end of the business day before the date that the Future Transaction is due to take place. To withdraw your consent to a Future Transaction follow the instructions on the TravelCash Site.

3.6. Account Information. You will be able to see your vouchers Wallet balance and your transaction history using the TravelCash Wallet, including (i) the amount (and currency) of each Voucher purchase, (ii) a reference to identify the payer and / or payee (as appropriate), (iii) any fees charged (including a breakdown of the fees), (iv) where there has been a currency exchange, the rate of exchange, and the amount (in the new currency) after exchange (where you are the payer) or the amount (in the original currency) before the exchange (where you are the payee), and (v) the debit or credit date of each Voucher purchase (as appropriate).

3.7. Redeeming vouchers. TravelCash may be redeemed for national currencies at authorized retailers or exchange services which accept TravelCash. .[BH1] 

If this Agreement is terminated, we will not accept additional funds from you.  Any funds not converted to vouchers and held on account for you will be returned to you.

3.8. Unauthorized and Incorrect Transactions. Where a purchase of vouchers and / or redemption of vouchers is initiated from your Wallet using your credentials, we will assume that you authorized such transaction.

If you believe you did not authorize a particular transaction from your managed account or that a transaction was incorrectly carried out, you must contact us as soon as possible and in any case no later than 13 months after the relevant transaction occurred, either by email free of charge at investors@travelcashinc.com or by phone on  +1 614 725 0505 (international call charges may apply). It is important that you check your vouchers managed account balance and your transaction history regularly to ensure any unauthorized or incorrect transactions are identified and notice is given to us at the earliest possible opportunity. We are not responsible for any claim for unauthorized or incorrect transactions unless you have notified us in accordance with this section.


We do not have the ability to reverse transactions on the Ascension platform.  We will notify other users including participants in our fraud-prevention network to be aware of vouchers coming from the address to which your vouchers were sent in the unauthorized transaction on a best efforts basis.  Your ability to recover vouchers from unauthorized transactions may be limited.

3.9. Refund rights. We do not have the ability to recover vouchers from unauthorized transfers, and we do not offer to refund any of them.  We do operate a Traveler’s Aid service and will do our utmost to help stranded travelers. However:

·    If you are fraudulent or you intentionally or negligently fail to carry out your obligations under this Agreement, you will be liable for all resultant losses incurred by you or us.

·    You will be liable any losses you incur in respect of an unauthorized transaction which arises from the use of lost or stolen credentials (for example when you have failed to keep the personalized features of your TravelCash Wallet safe).

Irrespective of our liability, on your request, we shall try to trace any incorrect or incomplete transaction initiated by you free of charge. However, we cannot guarantee that we will be able to trace such transactions.

3.10. Appointment of Regulated Third Parties. You may appoint appropriately regulated third parties to access your vouchers Wallet. If you do, you should be aware that by virtue of such access, that third party may access your transactional and other data, and / or may initiate transfers from your vouchers Wallet.

3.11. Refusing to deal with Regulated Third Parties. We may refuse access to regulated third parties for objectively justified and duly evidenced reasons relating to unauthorized or fraudulent access to your vouchers Wallet. In such cases, unless we are prohibited by applicable law, we will inform you that that third party’s access has been denied and the reasons why. We will permit access again once we are satisfied that the reasons for refusing access no longer exist.

3.12. Consent to access, processing and storage of your personal data.  You provide your explicit consent to us accessing, processing and retaining any personal information you provide to us on our website for the purposes of us providing payment services (i.e. the Services) to you. This consent is not related to, and does not affect, any rights or obligations we or you have in accordance with data protection laws and regulations. You can withdraw your consent to us providing payment processing services (i.e. the Services) to you at any time by closing your account with us. However, we may retain and continue to process your personal information for other purposes. Please see Section 10 (Data Protection) below and our Privacy Policy for further information about how we process your personal data, and the rights you have in respect of this.

4. Vouchers

4.1. In General. Your TravelCash Wallet enables you to send vouchers to, and request, receive, and store vouchers from, third parties by giving instructions through the TravelCash Wallet (each such transaction is a “Voucher Payment Transaction”).

4.2. Voucher Transactions. The Ascension Platform software processes Voucher Transactions in accordance with the instructions we receive from you. You should verify all transaction information prior to submitting instructions to us. We do not guarantee the identity of any user, receiver, requestee or other party. Voucher Transactions cannot be reversed once they have been broadcast to the relevant Voucher network.

If you initiate a Voucher Transaction by entering the recipient’s email address and the recipient does not have an existing TravelCash Account, we will invite the recipient to open a TravelCash Account. If the recipient does not open a TravelCash Account within 30 days, we will return the relevant Voucher to your Voucher Wallet.

Once submitted to a Voucher network, a Voucher Transaction will be unconfirmed for a period of time pending sufficient confirmation of the transaction by the Voucher network. A Voucher Transaction is not complete while it is in a pending state. Voucher associated with Voucher Transactions that are in a pending state will be designated accordingly, and will not be included in your Voucher Wallet balance or be available to conduct Voucher Transactions.

We may charge network fees (miner fees) to process a Voucher Transaction on your behalf. We will calculate the network fee in our discretion, although we will always notify you of the network fee at or before the time you authorize the Voucher Transaction. A full list of TravelCash’s fees can be found on our Pricing and Fees Disclosures page.

We may refuse to process or cancel any pending Voucher Transaction as required by law or any court or other authority to which TravelCash is subject in any jurisdiction.

4.3. Supported Digital Currencies. Our Voucher Services are available only in connection with those digital currencies that TravelCash supports, and this may change from time to time. Under no circumstances should you attempt to use your Voucher Wallet to store, send, request, or receive digital currencies in any form that we do not support (although we will use reasonable efforts to help you move or sell Voucher that we no longer support). We assume no responsibility or liability in connection with any attempt to use your Voucher Wallet for digital currencies that we do not support.

If you have any questions about which digital currencies we currently support, please visit travelcashinc.com/currencies.html .

4.4. Voucher Storage & Transmission Delays. We securely store Wallet private keys, which are the means by which you can securely approve a Voucher Transaction. We securely store private keys in our control in a secure cloud online storage in encrypted form at all times. As a result, it may be necessary for us to retrieve certain information from cloud storage in order to facilitate a Voucher Transaction in accordance with your instructions, and you acknowledge that lack of Internet services may delay the initiation of such Voucher Transaction.

4.5. Third Party Payments. We have no control over, or liability for, the delivery, quality, safety, legality or any other aspect of any goods or services that you may purchase or sell to or from a third party (including other users of TravelCash Voucher Services). We are not responsible for ensuring that a third party buyer or a seller you transact with will complete the transaction or is authorized to do so. If you experience a problem with any goods or services purchased from, or sold to, a third party using Voucher transferred using the TravelCash Voucher Services, or if you have a dispute with such third party, you should resolve the dispute directly with that third party. If you believe a third party has behaved in a fraudulent, misleading, or inappropriate manner, or if you cannot adequately resolve a dispute with a third party, you may notify TravelCash Support at investors@travelcashinc.com so that we may consider what action to take, if any.

4.6 Advanced Protocols. Unless specifically announced on the TravelCash Site or other official public statement of TravelCash, we do not support metacoins, colored coins, side chains, or other derivative, enhanced, or forked protocols, tokens, or coins which supplement or interact with a Voucher we support (collectively, “Advanced Protocols”). You should not use your TravelCash Account or Premium Membership account to attempt to receive, request, send, store, or engage in any other type of transaction involving an Advanced Protocol. Our platform is not configured to detect and/or secure Advanced Protocol transactions. You acknowledge and agree that we have no responsibility whatsoever in respect of an unsupported Advanced Protocol.

4.7. Operation of Voucher Protocols. We do not own or control the underlying software protocols which govern the operation of digital currencies supported on our platform: generally, the underlying client protocols are open source and anyone can use, copy, modify, and distribute them. We assume no responsibility for the operation of the underlying protocols and we are not able to guarantee their functionality, security, or availability.

You acknowledge and accept the risk that underlying software protocols relating to any Voucher you store in your Voucher Wallet may change.



5.1. In General. The Voucher Exchange Service enables you to buy Voucher using:

·    vouchers from your vouchers Wallet; and / or

·    Central bank issued currency (such as U.S. Dollars) supported by TravelCash.

Conversely, when you sell Voucher you may elect to receive:

·    vouchers into your vouchers Wallet; and / or

·    Central bank issued currency (such as U.S. Dollars) supported by TravelCash.

5.2. Vouchers Transactions. You may purchase TravelCash by using digital currencies credited to your vouchers Wallet.  Although we will attempt to deliver TravelCash to you as promptly as possible, vouchers may be debited from your vouchers Wallet before TravelCash is delivered to your Voucher Wallet.

You may sell TravelCash in exchange for vouchers.

5.3. Central Bank Currency Transactions. You may purchase TravelCash by linking a valid payment method, such as a debit card, to your TravelCash online account. You authorize us to debit funds using your selected payment method(s) to complete your purchase. Although we will attempt to deliver TravelCash to you as promptly as possible, funds may be debited from your selected payment method before the status of your TravelCash transaction is shown as complete and is delivered to your TravelCash Wallet.

5.4. Transaction Fulfilment. We will make best efforts to fulfill all purchases of Voucher, but in some circumstance we may be unable to. If this is the case, we will notify you and seek your approval to re-attempt the purchase at the current Exchange Rate (as defined below).

5.5. Availability of Payment Methods. The availability of a method of payment depends on a number of factors including, for example, where you are located, the identification information you have provided to us, and limitations imposed by third party payment processors.

5.6. Conversion Fees. Each purchase or sale of Voucher using vouchers or central bank issued currency is subject to a fee (a “Conversion Fee”). The applicable Conversion Fee will be displayed to you on the TravelCash Site prior to each transaction and is stated in each receipt we issue to you. We may adjust our Conversion Fees at any time. We will not process a transaction if the Conversion Fee and any other associated fees would, together, exceed the value of your transaction. A full list of TravelCash’s fees can be found on our Pricing and Fees Disclosures page.

5.7. Exchange Rates. Each purchase or sale of Voucher using vouchers or central bank issued currency is also subject to the TravelCash “Exchange Rate” for the given transaction. The “Exchange Rate” means the price of a given supported Voucher in vouchers or central bank issued currency as quoted on the TravelCash Site. The Exchange Rate is stated either as a “Buy Price” or as a “Sell Price” which is the price at which you may buy or sell Voucher, respectively. You acknowledge that the Buy Price Exchange Rate may not be the same as the Sell Price Exchange Rate at any given time, and that we may add a margin or “spread” to the quoted Exchange Rate (an “Exchange Fee”). You agree to accept the Exchange Rate when you authorize a transaction. You can learn more about TravelCash’s Exchange Rates on our Pricing and Fees Disclosures page.

We do not guarantee the availability of any Exchange Rate. We do not guarantee that you will be able to buy and / or sell your Voucher on the open market at any particular price or time.

5.8. Authorizations; Reversals; Cancellations. By clicking the “Buy” or “Sell” button on the TravelCash Site, you are authorizing TravelCash to initiate the transaction at the quoted Buy Price or Sell Price and agree to any associated Conversion Fee and Exchange Fee. You cannot cancel, reverse, or change any transaction marked as complete or pending. If your payment is not successful or if your payment method has insufficient funds, you authorize us, in our sole discretion, either to cancel the transaction or to debit your other payment methods, including balances on your vouchers Wallet and/or Voucher Wallets, in any amount necessary to complete the transaction. You are responsible for maintaining an adequate balance and/or sufficient credit limits in order to avoid overdraft, insufficient funds, or similar fees charged by your payment provider.


6.1. Transactions Limits. TravelCash has no transaction limits.   . [BH2] .

6.2 Enhanced Due Diligence. We may require you to submit additional information about yourself or your business, provide records, and arrange for meetings with TravelCash staff (such process, “Enhanced Due Diligence”). We reserve the right to charge you costs and fees associated with such Enhanced Due Diligence although if we intend to do so, we will notify you in advance. In our discretion, we may refuse services at a subsequent time even if you have completed Enhanced Due Diligence.


7.1 Suspension, Termination, and Cancellation. We may: (a) refuse to complete or block, cancel or reverse a transaction you have authorized (b) suspend, restrict, or terminate your access to any or all of the TravelCash Services, and/or (c) deactivate or cancel your TravelCash Account with immediate effect for any reason, including but not limited to where:

·    We are, in our reasonable opinion, required to do so by applicable law or any court or other authorityhttps://travelcashinc.com/prohibitions.html to which we are subject in any jurisdiction;

·    We reasonably suspect you of acting in breach of this Agreement;

·    We reasonably suspect you have breached our Behavior Policy or our Prohibited Use, Prohibited Businesses and Conditional Use Policy;

·    We have concerns that a transaction is erroneous or about the security of your TravelCash Account or we suspect the TravelCash Services are being used in a fraudulent or unauthorized manner;

·    We suspect money laundering, terrorist financing, fraud, or any other financial crime;

·    If your credit or debit card or any other valid payment method linked to your Voucher Wallet is declined;

·    Use of your TravelCash Account is subject to any pending litigation, investigation, or government proceeding and/or we perceive a heightened risk of legal or regulatory non-compliance associated with your Account activity; and / or

·    You take any action that may circumvent our controls such as opening multiple TravelCash Accounts or abusing promotions which we may offer from time to time.

We may also refuse to complete a transaction you have authorized where there are insufficient vouchers in your TravelCash vouchers Account and / or insufficient TravelCash in your Voucher Wallet to cover the transaction and (where applicable) associated fees at the time that we receive notification of the transaction.

If we refuse to complete a transaction and / or suspend or close your TravelCash Account, or terminate your use of TravelCash Services in this way, we will (unless it would be unlawful for us to do so) provide you with notice of our actions and the reasons for refusal, suspension or closure and where appropriate, with the procedure for correcting any factual errors that led to the refusal, suspension or closure. In the event that we refuse to complete a transaction and / or suspend your TravelCash Account we will lift the suspension as soon as reasonably practicable once the reasons for refusal and / or suspension no longer exist. However, we are under no obligation to allow you to reinstate a transaction at the same price or on the same terms as the suspended, reversed or cancelled transaction.

We may suspend, restrict, or terminate your access to any or all of the TravelCash Services and/or deactivate or cancel your TravelCash Account, without reason or explanation by giving you two months’ notice. You acknowledge that our decision to take certain actions, including limiting access to, suspending, or closing your TravelCash Account, may be based on confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you.

On termination of this Agreement, unless prohibited by applicable law or by any court or other order to which TravelCash is subject in any jurisdiction, you may:

·    transfer Voucher and/or your Voucher Wallet(s) for ninety (90) days thereafter; and / or

·    transfer vouchers at any point in the six-year [BH3] period commencing with the date of the termination of the Agreement.

If we suspend or close your account, or terminate your use of TravelCash Services for any reason, we reserve the right to require you to complete the procedures outlined at Section 2.2. (Identity Verification) before permitting you to transfer or withdraw Voucher or vouchers.

You may cancel your TravelCash Account at any time by withdrawing all balances and visiting https://www.TravelCashInc.com/settings/cancel.html. You will not be charged for cancelling your TravelCash Account, although you will be required to pay any outstanding amounts owed to us. You authorize us to cancel or suspend any pending transactions at the time of cancellation.


8.1. Release of TravelCash If you have a dispute with one or more users of the TravelCash Services, you agree that neither we nor our affiliates or service providers, nor any of our or their respective officers, directors, agents, joint venturers, employees or representatives will be liable for any claims, demands or damages (actual or consequential) of any kind or nature arising out of or in any way connected with such disputes.

8.2. Indemnification. You agree to indemnify us, our affiliates and service providers, and each of our or their respective officers, directors, agents, employees and representatives, in respect of any costs (including attorneys’ fees and any fines, fees or penalties imposed by any regulatory authority) that have been reasonably incurred in connection with any claims, demands or damages arising out of or related to your breach and / or our enforcement of this Agreement (including without limitation your breach of our Behavior Policy or our Prohibited Use, Prohibited Businesses and Conditional Use Policy) or your violation of any law, rule or regulation, or the rights of any third party.

8.3. Limitations of Liability. We shall only be liable to you for reasonably foreseeable loss or damage caused directly by our breach of this Agreement and our liability in these circumstances is limited as set out in the remainder of this section.

(For the avoidance of doubt the term “loss” includes a partial loss or reduction in value as well as a complete or total loss.)

8.3. A. Liability cap. Except as otherwise provided for in this Agreement, neither we, nor our affiliates or service providers, nor any of our or their respective officers, directors, agents, employees or representatives, will be liable for any amount greater than the combined value of the Voucher and vouchers on deposit in your vouchers Wallet and your Voucher Wallet at any given time. Where we are considering a specific claim relating to a specific transaction this sum shall be further limited to the amount of the transaction in dispute.

8.3. B. Limitation of loss. In addition to the liability cap at Section 8.3.A. above, in no event shall we, our affiliates or service providers, or any of our or their respective officers, directors, agents, employees or representatives, be liable for any of the following types of loss or damage arising under or in connection with this Agreement or otherwise:

(i) any loss of profits or loss of expected revenue or gains, including any loss of anticipated trading profits and / or any actual or hypothetical trading losses, even if we are advised of or knew or should have known of the possibility of the same. This means, by way of example only (and without limiting the scope of the preceding sentence), that if you claim that we failed to process a buy or sell transaction properly, your damages are limited to no more than the combined value of the supported Voucher and vouchers at issue in the transaction, and that you may not recover for any “loss” of anticipated trading profits or for any actual trading losses made as a result of the failure to buy or sell.

(ii) any loss of or damage to reputation or goodwill; any loss of business or opportunity, customers or contracts; any loss or waste of overhead, management or other staff time; or any other loss of revenue or actual or anticipated savings, even if we are advised of or knew or should have known of the possibility of the same;

(iii) any loss of use of hardware, software or data and / or any corruption of data; including but not limited to any losses or damages arising out of or relating to any inaccuracy, defect or omission of Voucher price data; any error or delay in the transmission of such data; and / or any interruption in any such data;

(iv) any loss or damage whatsoever which does not stem directly from our breach of this Agreement; and / or

(v) any loss or damage whatsoever which is in excess of that which was caused as a direct result of our breach of this Agreement (whether or not you are able to prove such loss or damage).

8.3.C. Applicable law. The limitation of liability in this Section 8.3 is subject to any obligations that we have under applicable law and regulation.

8.4. No Warranties. The TravelCash Services are provided on an “as is” and “as available” basis without any representation or warranty, whether express or implied, to the maximum extent permitted by applicable law: specifically we disclaim any implied warranties of title, merchantability, fitness for a particular purpose and/or non-infringement. We do not make any representations or warranties that access to the TravelCash Site, any of the TravelCash Services, or any of the materials contained therein, will be continuous, uninterrupted, timely, or error-free.

We make no representations about the accuracy or completeness of historical Voucher price data available on the TravelCash Site. We will make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner but we make no representations or warranties regarding the amount of time needed to complete processing which is dependent upon many factors outside of our control.

8.5. Safety and Security of Your Computer and Devices. TravelCash is not liable for any damage or interruptions caused by any computer viruses, spyware, scareware, Trojan horses, worms or other malware that may affect your computer or other equipment, or any phishing, spoofing or other attack. We advise the regular use of a reputable and readily available virus screening and prevention software. You should also be aware that SMS and email services are vulnerable to spoofing and phishing attacks and should use care in reviewing messages purporting to originate from us. TravelCash customer support will never ask to screen share or otherwise seek to access your computer or account; similarly, we will not ask for your two factor authentication codes. Always log into your TravelCash Account through the TravelCash Site to review any transactions or required actions if you have any uncertainty regarding the authenticity of any communication

or notice.

8.6. No Liability for Breach. We are not liable for any breach of the Agreement where the breach is due to abnormal and unforeseeable circumstances beyond our control, the consequences of which would have been unavoidable despite all efforts to the contrary, nor are we liable where the breach is due to the application of mandatory legal rules.


9.1. Contact TravelCash. If you have any feedback, questions, or complaints, contact us via our  webpage at https://TravelCashInc.com or using the App or write to us at 2121 Bethel Road Suite A, Columbus, Ohio 43220

When you contact us please provide us with your name, address, and any other information we may need to identify you, your TravelCash Account, and the transaction on which you have feedback, questions, or complaints.

9.2. Complaints. In the event of a complaint, please set out the cause of your complaint, how you would like us to resolve the complaint and any other information you believe to be relevant. We will acknowledge receipt of your complaint if you contact us via our webpage. A Customer Complaints officer (“Officer”) will consider your complaint without prejudice based on the information you have provided and any information provided by TravelCash. Within 15 business days of our receipt of your complaint the Officer will address all points raised in your complaint by sending you an e-mail (“Resolution Notice”) in which the Officer will: (i) offer to resolve your complaint in the way your requested; (ii) make a determination rejecting your complaint and set out the reasons for the rejection; or (iii) offer to resolve your complaint with an alternative solution. In exceptional circumstances, if the Officer is unable to respond to your complaint within 15 business days for reasons beyond TravelCash’s control, the Officer will send you a holding reply indicating the reasons for a delay in answering your complaint and specifying the deadline by which the Officer will respond to your complaint (which will be no later than 35 business days from our receipt of your complaint).

9.3. Offers. Any offer of resolution made to you will only become binding on us if accepted by you. An offer of resolution will not constitute any admission by us of any wrongdoing or liability regarding the subject matter of the complaint.

9.4. [Reserved]. [BH4] 

9.5. Arbitration. Any dispute exceeding US$5,000 arising out of or in connection with this Agreement (a “Dispute”) shall be referred to and finally resolved by arbitration under the Arbitration Rules of the American Arbitration Association (the “Association”), which are deemed to be incorporated by reference into this Section. The tribunal shall consist of a sole arbitrator, unless the Association determines that, in view of all the circumstances of the case, a three-member tribunal is appropriate. The place and seat of the arbitration shall be Columbus, Ohio. The language to be used in the arbitration proceedings will be English. Any award of the tribunal shall be binding from the day it is made, and the parties hereby waive any right to refer any question of law and any right of appeal on the law and/or merits to any court. Judgment on the award rendered by the tribunal may be entered in any court of competent jurisdiction.

TravelCash will pay all the arbitration fees due to the Association for any Dispute. If you prevail on any claim for which you are legally entitled to legal fees, you may seek to recover those fees from the arbitrator. For any claim where you are seeking relief, TravelCash will not seek to have you pay its legal fees, even if fees might otherwise be awarded, unless the arbitrator determines that your claim was frivolous.

The parties agree to keep confidential all matters relating to the arbitration, including related court proceedings, to the greatest extent practicable. For purposes of this arbitration provision, references to the parties also include respective subsidiaries, affiliates, agents, employees, predecessors, successors and assigns as well as authorized users or beneficiaries of the TravelCash Services. Nothing in this Section 9.5 (Arbitration) shall be construed as preventing either party from seeking conservatory or similar interim relief in any court of competent jurisdiction. If any provision of this Section 9.5 (Arbitration) is found unenforceable, the unenforceable provision will be severed and the remaining arbitration terms will be enforced.

You can find further information about the Association using the following details:

Address : [BH5] 

9.6. Claims. You agree to use the complaints procedure set out at Section 9.2 of this Agreement before contacting the Association. You agree to refer a Dispute to the Association in accordance with Section 9.5 of this Agreement before filing any claim in a competent court. If you do not follow the procedures set out in this Section 9 before filing a claim in a court, we shall have the right to ask the court to dismiss your filing unless and until you complete the steps outlined above.


10.1. Personal Data. You acknowledge that we may process personal data in relation to you (if you are an individual), and personal data that you have provided or in the future provide to us in relation to your employees and other associated or other individuals, in connection with this Agreement, or the TravelCash Services. Accordingly, you represent and warrant that:

·    your disclosure to us of any personal data relating to individuals other than yourself was or will be made in accordance with all applicable data protection and data privacy laws, and those data are accurate, up to date and relevant when disclosed;

·    before providing any such personal data to us, you have read and understood our Privacy Policy and, in the case of personal data relating to an individual other than yourself, have (or will at the time of disclosure have) provided a copy of that Privacy Policy (as amended from time to time) to that individual; and

·    if from time to time we provide you with a replacement version of the Privacy Policy, you will promptly read that notice and provide a copy to any individual whose personal data you have provided to us.


11.1. Limited License. We grant you a limited, non-exclusive, non-transferable license, subject to the terms of this Agreement, to access and use the TravelCash Site, and related content, materials, information (collectively, the “Content”) solely for approved purposes as permitted by us from time to time. Any other use of the TravelCash Site or Content is expressly prohibited and all other right, title, and interest in the TravelCash Site or Content is exclusively the property of TravelCash and its licensors. You agree not to copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale of, create derivative works from, or in any other way exploit any of the Content, in whole or in part. “TravelCashInc.com”, “TravelCash”, and all logos related to the TravelCash Services or displayed on the TravelCash Site are trademarks or registered marks of TravelCash or its licensors. You may not copy, imitate or use them without our prior written consent.

11.2. Website Accuracy. Although we intend to provide accurate and timely information on the TravelCash Site, the TravelCash Site (including, without limitation, the Content) may not always be entirely accurate, complete or current and may also include technical inaccuracies or typographical errors. In an effort to continue to provide you with as complete and accurate information as possible, information may, to the extent permitted by applicable law, be changed or updated from time to time without notice, including without limitation information regarding our policies, products and services. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the TravelCash Site are your sole responsibility and we shall have no liability for such decisions. Links to third-party materials (including without limitation websites) may be provided as a convenience but are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content, or services contained in any third-party materials or on any third party sites accessible or linked to the TravelCash Site.

11.3. Third-Party Applications. In order to access TravelCash Services users are required to provide an email address and create a password. TravelCash offers second factor authentication via a user’s mobile device (Short Message Service, SMS, or a supported Time-based One Time Password, TOTP, application). A verified phone number is required to enable second factor authentication via SMS. Users are responsible for keeping electronic devices through which TravelCash Services is accessed safe and maintaining adequate security and control of any and all security details that are used to access the TravelCash Services. This includes taking all reasonable steps to avoid the loss, theft or misuse of said electronic devices and ensuring that said electronic devices are password protected. Any loss or compromise of personal electronic devices or security details may result in unauthorized access of a user’s TravelCash Account by third-parties and the loss or theft of any vouchers, Voucher and/or funds held in your TravelCash Account and the misuse of any associated accounts, including linked bank account(s) and credit/debit card(s). Users must keep security details safe at all times. For example, passwords and TOTP authentication need be safeguarded and not shared or made visible to others. TravelCash strongly recommends the use of password and second factor protected password managers to safeguard login credentials and Personal Identification Numbers, PINs, and/or biometric authentication features to safeguard second factor generating mobile devices.

11.4. Prohibited and Conditional Use. In connection with your use of the TravelCash Services, and your interactions with other users and third parties, you agree to comply with our Prohibited Use, Prohibited Businesses and Conditional Use Policy.

11.5. Export Controls & Sanctions. Your use of the TravelCash Services and the TravelCash Site is subject to international export controls and economic sanctions requirements. By sending, receiving, buying, selling, trading or storing Voucher through the TravelCash Site or TravelCash Services, you agree that you will comply with those requirements. You are not permitted to acquire Voucher or use any of the TravelCash Services through the TravelCash Site if: (1) you are in, under the control of, or a national or resident of Cuba, Iran, North Korea, Sudan, or Syria or any other country subject to United States embargo, UN sanctions, HM Treasury[BH6] ’s financial sanctions regime (a “Sanctioned Country”), or if you are a person on the U.S. Treasury Department’s Specially Designated Nationals List or the U.S. Commerce Department’s Denied Persons List, Unverified List, Entity List, or the HM Treasury’s financial sanctions regime (a “Sanctioned Person”); or (2) you intend to supply any acquired or stored Voucher or TravelCash Services to a Sanctioned Country (or a national or resident of a Sanctioned Country) or Sanctioned Person.

11.6. Amendments. We will notify you of any change to the Agreement relating to TravelCash Voucher Services by email at least two months in advance. In such circumstances, you will be deemed to have accepted the change if you do not notify us otherwise prior to the date the change takes effect and continue to use the Services. If you do not accept the change, the Agreement will terminate at the end of the two-month notice. You may also end the Agreement immediately and free of charge with effect at any time before the expiry of the two-month notice. We may make all other amendments to the Agreement by posting the revised Agreement on the TravelCash Site or by emailing it to you, indicating when the revised Agreement becomes effective. Although we will endeavor to provide you with advance notice where possible, where lawful we may indicate that the revised Agreement shall be effective immediately and if you do not agree with any such modification, you should close your TravelCash Account and cease using the TravelCash Services.

Copies of the most up-to-date version of the Agreement will be made available on the TravelCash Site at all times and will be provided to you by email on your request.

11.7. Relationship of the Parties. Nothing in this Agreement shall be deemed or is intended to be deemed, nor shall it cause, either you or TravelCash to be treated as the agent of the other.

11.8. Privacy of Others; Marketing. If you receive information about another user through the TravelCash Services, you must keep the information confidential and only use it in connection with the TravelCash Services. You may not disclose or distribute a user’s information to a third party or use the information except as reasonably necessary to effect a transaction and other functions reasonably incidental thereto such as support, reconciliation and accounting unless you receive the user’s express consent to do so. You may not send unsolicited email to a user through the TravelCash Services.

11.9. Password Security. In order to access TravelCash Services you will be required to create or be given security details, including a username and password. You are responsible for keeping the electronic device through which you access TravelCash Services safe and maintaining adequate security and control of any and all security details that you use to access the TravelCash Services. This includes taking all reasonable steps to avoid the loss, theft or misuse of such electronic device and ensuring that such electronic device is encrypted and password protected. Any loss or compromise of your electronic device or your security details may result in unauthorized access to your TravelCash Account by third-parties and the loss or theft of any vouchers, Voucher and/or funds held in your TravelCash Account and any associated accounts, including your linked bank account(s) and credit card(s). You must keep your security details safe at all times. For example, you should not write them down or otherwise make them visible to others.

11.10. Security Breach. If you suspect that your TravelCash Account or any of your security details have been compromised or if you become aware of any fraud or attempted fraud or any other security incident (including a cyber-security attack) affecting you and / or TravelCash (together a “Security Breach”), you must notify TravelCash Support as soon as possible by email free of charge at investors@travelcashinc.com or by calling us at [+1-614-725-0505] (international charges may apply) and continue to provide accurate and up to date information throughout the duration of the Security Breach. You must take any steps that we reasonably require to reduce, manage or report any Security Breach. Failure to provide prompt notification of any Security Breach may be taken into account in our determination of the appropriate resolution of the matter.

11.11. Contact Information. You are responsible for keeping your email address and telephone number up to date in your Account Profile in order to receive any notices or alerts that we may send you (including notices or alerts of actual or suspected Security Breach).

11.12. Taxes. It is your responsibility to determine whether, and to what extent, any taxes apply to any transactions you conduct through the TravelCash Services, and to withhold, collect, report and remit the correct amounts of taxes to the appropriate tax authorities. Your transaction history is available through your TravelCash Account.

11.13. Unclaimed Property. If we hold vouchers or Voucher, and we are unable to contact you and have no record of your use of the TravelCash Services for several years, applicable law may require us to report the vouchers or Voucher as unclaimed property to the authorities in certain jurisdictions. We will try to locate you at the address shown in our records, but if we are unable to, we may be required to deliver any such vouchers or Voucher to the authorities in certain jurisdictions as unclaimed property. We reserve the right to deduct a dormancy fee or other administrative charges from such unclaimed funds, as permitted by applicable law.

11.14. Entire Agreement. This Agreement (including documents incorporated by reference herein) comprise the entire agreement between you and TravelCash.

11.15. Interpretation. Section headings in this Agreement are for convenience only, and shall not govern the meaning or interpretation of any provision of this Agreement.

11.16. Transfer. This Agreement is personal to you and you cannot transfer or assign your rights, licenses, interests and/or obligations to anyone else. We may transfer or assign our rights licenses, interests and / or our obligations at any time, including as part of a merger, acquisition or other corporate reorganization involving TravelCash, provided that this transfer or assignment does not materially impact the quality of the TravelCash Services you receive.

11.17. Security Interests. You must not create security over your vouchers or Voucher unless we say you can in writing.

11.18. Invalidity. If any provision of this Agreement is determined to be invalid or unenforceable under any applicable law, this will not affect the validity of any other provision.

11.19. Enforcement of Our Rights. We may not always strictly enforce our rights under this Agreement. If we do this, it will be just a temporary measure and we may enforce our rights strictly again at any time.

11.20. Language. This Agreement and any information or notifications that you or we are to provide should be in English. Any translation of this Agreement or other documents is provided for your convenience only. In the event of any inconsistency, the English language version of this Agreement or other documents shall prevail.

11.21. Survival. All provisions of this Agreement which by their nature extend beyond the expiration or termination of this Agreement, including, without limitation, the sections relating to suspension or termination, TravelCash Account cancellation, debts owed to TravelCash, general use of the TravelCash Site, disputes with TravelCash, and general provisions, will continue to be binding and operate after the termination or expiration of this Agreement.

11.22. Governing Law and jurisdiction. This Agreement will be governed by the law of the State of New York and the non-exclusive jurisdiction of the federal and state courts located in New York County. [BH7] 



Prohibited Use

You may not use your TravelCash Account to engage in the following categories of activity (“Prohibited Uses”). The specific types of use listed below are representative, but not exhaustive. If you are uncertain as to whether or not your use of TravelCash Services involves a Prohibited Use, or have questions about how these requirements apply to you, please submit a request at https://support.TravelCashInc.com. By opening a TravelCash Account, you confirm that you will not use your Account to do any of the following:

·    Unlawful Activity: Activity which would violate, or assist in violation of, any law, statute, ordinance, or regulation, sanctions programs administered in the countries where TravelCash conducts business, including but not limited to the U.S. Department of Treasury’s Office of Foreign Assets Control (“OFAC”), or which would involve proceeds of any unlawful activity; publish, distribute or disseminate any unlawful material or information

·    Abusive Activity: Actions which impose an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information; transmit or upload any material to the TravelCash Site that contains viruses, trojan horses, worms, or any other harmful or deleterious programs; attempt to gain unauthorized access to the TravelCash Site, other TravelCash Accounts, computer systems or networks connected to the TravelCash Site, through password mining or any other means; use TravelCash Account information of another party to access or use the TravelCash Site, except in the case of specific Merchants and/or applications which are specifically authorized by a user to access such user’s TravelCash Account and information; or transfer your account access or rights to your account to a third party, unless by operation of law or with the express permission of TravelCash

·    Abuse Other Users: Interfere with another individual’s or entity’s access to or use of any TravelCash Services; defame, abuse, extort, harass, stalk, threaten or otherwise violate or infringe the legal rights (such as, but not limited to, rights of privacy, publicity and intellectual property) of others; incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; harvest or otherwise collect information from the TravelCash Site about others, including without limitation email addresses, without proper consent

·    Fraud: Activity which operates to defraud TravelCash, TravelCash users, or any other person; provide any false, inaccurate, or misleading information to TravelCash

·    Gambling: Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance

·    Intellectual Property Infringement: Engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the law, including but not limited to sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; use of TravelCash intellectual property, name, or logo, including use of TravelCash trade or service marks, without express consent from TravelCash or in a manner that otherwise harms TravelCash or the TravelCash brand; any action that implies an untrue endorsement by or affiliation with TravelCash

Prohibited Businesses

In addition to the Prohibited Uses described above, the following categories of businesses, business practices, and sale items are barred from TravelCash Services (“Prohibited Businesses”). Most Prohibited Businesses categories are imposed by Card Network rules or the requirements of our banking providers or processors. The specific types of use listed below are representative, but not exhaustive. If you are uncertain as to whether or not your use of TravelCash Services involves a Prohibited Business, or have questions about how these requirements apply to you, please contact us at https://support.TravelCashInc.com.

By opening a TravelCash Account, you confirm that you will not use TravelCash Services in connection with any of following businesses, activities, practices, or items:

·    Investment and Credit Services: Securities brokers; mortgage consulting or debt reduction services; credit counseling or repair; real estate opportunities; investment schemes

·    Restricted Financial Services: Check cashing, bail bonds; collections agencies.

·    Intellectual Property or Proprietary Rights Infringement: Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder

·    Counterfeit or Unauthorized Goods: Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported or which are stolen

·    Regulated Products and Services: Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online prescription or pharmaceutical services; age restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials

·    Drugs and Drug Paraphernalia: Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs

·    Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body

·    Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom)

·    Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features

·    Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs

·    Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers

·    High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies

Conditional Use

Express written consent and approval from TravelCash must be obtained prior to using TravelCash Services for the following categories of business and/or use (“Conditional Uses”). Consent may be requested by contacting us at https://support.TravelCashInc.com. TravelCash may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced on-boarding procedures, and operate subject to restrictions if you use TravelCash Services in connection with any of following businesses, activities, or practices:

·    Money Services: Money transmitters, Voucher transmitters; currency or Voucher exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the TravelCash Services

·    Charities: Acceptance of donations for nonprofit enterprise

·    Games of Skill: Games which are not defined as gambling under this Agreement or by law, but which require an entry fee and award a prize

·    Religious/Spiritual Organizations : Operation of a for-profit religious or spiritual organization


TravelCash uses multi-level systems and procedures to collect and verify information about you in order to protect TravelCash and the community from fraudulent users, and to keep appropriate records of TravelCash’s customers. Your access to one or more TravelCash Services, and limits including daily or weekly Conversion limits, Premium Membership deposit, withdrawal and trading limits, Instant Buy limits, Currency Wallet transfer limits, and limits on transactions from a linked payment method may be based on the identifying information and/or proof of identity you provide to TravelCash.

TravelCash may require you to provide or verify additional information, or to wait some amount of time after completion of a transaction, before permitting you to use any TravelCash Services and/or before permitting you to engage in transactions beyond certain volume limits. You may determine the volume limits associated with your level of identity verification by visiting your account’s Limits page.

You may submit a request at https://support.TravelCashInc.com to request larger limits. TravelCash will require you to submit to Enhanced Due Diligence. Additional fees and costs may apply, and TravelCash does not guarantee that we will raise your limits.


This policy describes how TravelCash delivers communications to you electronically. We may amend this policy at any time by providing a revised version on our website. The revised version will be effective at the time we post it. We will provide you with prior notice of any material changes via our website.

Electronic Delivery of Communications

You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, “Communications”) that we provide in connection with your TravelCash Account and your use of TravelCash Services. Communications include:

·    Terms of use and policies you agree to (e.g., the TravelCash User Agreement and Privacy Policy), including updates to these agreements or policies;

·    Account details, history, transaction receipts, confirmations, and any other Account or transaction information;

·    Legal, regulatory, and tax disclosures or statements we may be required to make available to you; and

·    Responses to claims or customer support inquiries filed in connection with your Account.\

We will provide these Communications to you by posting them on the TravelCash website, emailing them to you at the primary email address listed in your TravelCash profile, communicating to you via instant chat, and/or through other electronic communication such as text message or mobile push notification.

Hardware and Software Requirements

In order to access and retain electronic Communications, you will need the following computer hardware and software:

·    A device with an Internet connection;

·    A current web browser that includes 128-bit encryption (e.g. Internet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and above, or Safari 7.0 and above) with cookies enabled;

·    A valid email address (your primary email address on file with TravelCash); and

·    Sufficient storage space to save past Communications or an installed printer to print them.

How to Withdraw Your Consent

You may withdraw your consent to receive Communications electronically by contacting us at https://support.TravelCashInc.com. If you fail to provide or if you withdraw your consent to receive Communications electronically, TravelCash reserves the right to immediately close your Account or charge you additional fees for paper copies.

Updating your Information

It is your responsibility to provide us with a true, accurate and complete e-mail address and your contact information, and to keep such information up to date. You understand and agree that if TravelCash sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, TravelCash will be deemed to have provided the Communication to you.

You may update your information by logging into your account and visiting settings or by contacting our support team at https://support.TravelCashInc.com.

APPENDIX 4: Premium Membership Accounts.

1.1 Access to Membership. Eligible users may establish an account as a premium member...

1.4 Deposits. You may fund your Account by depositing Voucher and/or Fiat Currency from your basic TravelCash Account, Bank Account or an external Voucher address into your Premium Account.

1.5 Withdrawals. You may withdraw Voucher from your  Account by transfer to your basic TravelCash Account or to an external Voucher address. You may withdraw Fiat Currency from your  Account to your basic TravelCash Account or directly to your Bank Account.


1.6 Withdrawal Fees. TravelCash may also charge a fee on certain Fiat Currency deposit or withdrawal methods (e.g. bank wire). All such fees will be clearly displayed in your Premium Membership Account.

2. Trading Rules and Trading Fees

2.1 Trading Rules. By accessing Premium Membership through www.Premium Membership.com or Premium Membership API, you accept and agree to be bound by the Trading Rules

2.2. Trading Fees. By placing an order on Premium Membership, you agree to pay all applicable fees and you authorize TravelCash to automatically deduct fees directly from your Premium Membership Account. Trading Fees are set forth in the Trading Rules and at Premium Membership.com/fees

3. General Use, Restrictions, and Cancellation.

3.1. Trading Account Use. By using a Premium Membership Account you agree and represent that you will use Premium Membership only for yourself as Account owner, and not on behalf of any third party, unless you have obtained prior approval from TravelCash. You may not sell, lease, furnish or otherwise permit or provide access to your Trading Account to any other entity or to any individual that is not your employee or agent. You accept full responsibility for your employees’ or agents’ use of Premium Membership, whether such use is directly through Premium Membership website or by other means, such as those facilitated through API keys, and/or applications which you may authorize. You understand and agree that you are responsible for any and all orders, trades, and other instructions entered into Premium Membership including identifiers, permissions, passwords, and security codes associated with your Premium Membership Account.

3.2. Suspension and Cancellation. We may suspend your Premium Membership Account or your access to any one for more Order Books in accordance with the User Agreement Account suspension and termination provisions. Suspension or termination of your Premium Membership Account shall not affect the payment of fees or other amounts you owe to TravelCash. In the event that your Basic TravelCash Account is suspended or terminated, we will immediately cancel all open orders associated with your Premium Membership Account, block all withdrawals and bar the placing of further orders until resolution or Account cancellation.

3.3. No Warranty. We do not represent that Premium Membership and/or its constituent Premium Membership Accounts, APIs, and related services, will be available without interruption. Although we will strive to provide you with continuous operations, we do not guarantee continuous access or that there will be no delays, failures, errors, omissions or loss of transmitted information, nor do we guarantee that any order will be executed, accepted, recorded, or remain open. TravelCash reserves the right to cancel any open trades and/or suspend Premium Membership activity in accordance with the Trading Rules.

3.4. No Investment Advice or Brokerage. For the avoidance of doubt, TravelCash does not provide investment, tax, or legal advice, nor does TravelCash broker trades on your behalf. All Premium Membership trades are executed automatically, based on the parameters of your order instructions and in accordance with posted Trade execution procedures, and you are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation.

3.5. Debts. In the event that there are outstanding amounts owed to us hereunder, including in your TravelCash Account, TravelCash reserves the right to debit your Premium Membership Account accordingly and/or to withhold amounts from funds you may transfer from your Premium Membership Account to your TravelCash Account.


1.1. Developer’s Tools. This Agreement governs your use of any and all development applications provided by TravelCash, including, but not limited to TravelCash’s application programming interface and any accompanying or related documentation, source code, executable applications and other materials (the “TravelCash API”), the TravelCash Sandbox, available at https://sandbox.TravelCashInc.com/, and any other resources or services available at https://developers.TravelCashInc.com/ (“TravelCash Services”) provided to you pursuant to this Agreement (collectively, the “Developer’s Tools”). Use of the Developer’s Tools is subject to this Part 4 and is also subject to General Use terms, including without limitation the releases, indemnities, disclaimers, limitations of liability, prohibited use, dispute resolution, and cancellation policies set forth above.

1.2. License Grant. Subject to the terms and restrictions set forth in this Agreement, TravelCash grants you a limited, revocable, non-exclusive, non-transferrable and non-sublicensable license solely to use and integrate the Developer’s Tools and underlying content into your website or application (your “Application”) so that your Application can interface directly with TravelCash devices, applications, or services.

1.3. Restrictions and Responsibilities. By using the Developer’s Tools, you agree to the following terms:

1.3.1. You shall:

(1) Register for a TravelCash Account.

(2) Comply with the terms of this Agreement and the Privacy Policy incorporated herein by reference, and which may be amended from time to time (the “Terms”). If you continue to use the Developer’s Tools and TravelCash Marks after any such amendment, you will be deemed to have accepted any modifications.

(3) Comply with all applicable laws, regulations, licensing requirements, and third party rights (including, without limitation, data privacy laws).

(4) Represent and warrant that your Application, including but not limited to the name of the Application and all content in your Application, does not infringe the Intellectual Property rights of TravelCash or any third party.

(5) Disclose in your Application, through a privacy policy or otherwise, how you collect, use, store, and disclose data collected from end users, as described in Section 6.2 of this Part 4.

(6) Use the TravelCash Marks only as expressly authorized in this Agreement.

(7) Obtain prior written approval from TravelCash prior to releasing any statements, written media releases, public announcements and public disclosures, including promotional or marketing materials, relating to TravelCash, the TravelCash Marks, or this Agreement.

(8) Comply with additional verification procedures in the event that your Application seeks OAuth permissions to transfer Voucher in an amount greater than predefined limits.

(9) Take steps to adequately secure your API Keys and OAuth Tokens, including the measures specified at https://developers.TravelCashInc.com/docs/wallet/api-key-authentication and https://developers.TravelCashInc.com/docs/wallet/TravelCash-connect/security-best-practices

1.3.2. You shall not:

(1) Copy, rent, lease, sell, sublicense, or otherwise transfer your rights in the Developer’s Tools to a third party.

(2) Alter, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from the Developer’s Tools.

(3) Cache, aggregate, or store data or content accessed via the Developer’s Tools other than for purposes allowed under this Agreement.

(4) Use the Developer’s Tools for any Application that constitutes, promotes or is used in connection with spyware, adware, or any other malicious programs or code.

(5) Use the Developer’s Tools to encourage, promote, or participate in illegal activity, violate third party rights, including intellectual property rights or privacy rights, or engage in any Prohibited Use or Prohibited Business as defined in the Terms.

(6) Use the Developer’s Tools in a manner that exceeds reasonable request volume, constitutes excessive or abusive usage, or otherwise impacts the stability of TravelCash’s servers or impacts the behavior of other applications using the Developer’s Tools.

(7) Display Developer’s Tools or TravelCash Marks in a manner that could reasonably imply an endorsement, relationship or affiliation with or sponsorship between you or a third party and TravelCash, other than as expressly permitted in writing by TravelCash.

(8) Attempt to cloak or conceal your identity or your Application’s identity when requesting authorization to the Developer’s Tools.

1.3.3 Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify and hold harmless TravelCash, its affiliates and their respective directors, officers, employees and agents from and against any and all third party claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, costs and expenses (including reasonable attorney’s fees) arising out of or accruing from (a) your use of the TravelCash API or your TravelCash Account in violation of this Agreement, (b) your Application that infringes any copyright, trademark, trade secret, trade dress, patent or other intellectual property right of any person or defames any person or violates their rights of publicity or privacy, or (c) your failure to secure and keep secret your OAuth Token(s) or API key(s).

2. Activities Subject to Additional Restrictions.

2.1. Activities Subject to Additional Restrictions. TravelCash may require you to obtain written consent and complete enhanced on-boarding procedures, and/or may restrict your Application if you would like to create/offer an Application which is designed for or results in any of the following:

2.1.1. Provide International Remittance Services. Any Application which involves a service that provides for: (i) an international (cross border) transfer of funds from a Sender to a Recipient, (ii) without an underlying sale or other bona fide commercial purpose for the transfer.

2.1.2. Provide Banking or Other Licensed Financial Services. Any Application which either holds money for eventual payment or which offers or provides credit, either directly or as a broker or arranger between third parties, or any Application that would require licensing as a bank, money services business, or other financial service provider, or as an escrow service in the jurisdiction where the service’s users reside, unless such Application falls within the definition of a Prohibited Business under the Terms.

2.1.3. Provide Gaming Services. Any Application which involves the payment of funds by a customer in exchange for the chance to earn or win a prize, reward, or other payment.

2.1.4. Provide Voucher Exchange Services. Any Application which involves a business engaged in the exchange of Voucher for Fiat Currency, or other Voucher and which accepts and transmits a Voucher or buys or sells Voucher for any reason.

2.1.5 Provide Donation Acceptance Services. Any Application which involves a service which allows for the acceptance of donations on behalf of a charity or other religious or spiritual organization.

3. Intellectual Property and Ownership; Use of Marks.

As between TravelCash and you, the Developer’s Tools, TravelCash Marks, and all intellectual property rights therein and thereto are and shall at all times remain the sole and exclusive property of TravelCash and are protected by applicable intellectual property laws and treaties. You have no rights with respect to Developer’s Tools or TravelCash Marks except as expressly set forth herein. If you obtain TravelCash’s prior written consent, you may use and display TravelCash’s name and logo (“TravelCash Marks”) solely to attribute the Developer’s Tools as the source of your Application.

4. API Calls and Compliance

TravelCash may set limits on the number of API calls that you can make at its sole discretion, for example in the interest of service stability. If you exceed these limits, TravelCash may moderate your activity or cease offering you access to the TravelCash APIs altogether in TravelCash’s sole discretion. You agree to such limitations and will not attempt to circumvent such limitations. TravelCash may immediately suspend or terminate your access to the Developer’s Tools without notice if TravelCash believes, in its sole discretion, that you are in violation of this Agreement or the Terms

5. Updates and Support TravelCash may elect to provide you with support or modifications for the Developer’s Tools, in its sole discretion, and may terminate such support at any time without notice. TravelCash may change, suspend, or discontinue any aspect of the Developer’s Tools at any time, including the availability of any Developer’s Tools.

6. Security and Privacy

6.1 Security. You will use all reasonable efforts to protect Customer Data (as defined below) collected by your Application, including without limitation any personally identifiable information (“PII”), from unauthorized access or use. In the event your systems or infrastructure that are used for storage, processing or hosting Customer Data are breached or compromised, or if Customer Data is inadvertently exposed to non-authorized third parties, you shall notify TravelCash promptly of such a breach or exposure including root cause, remediation steps, and compensating controls to ensure such a breach does not occur in the future. You are responsible for providing customer notification under the state breach notification statutes and any other applicable privacy laws and you will bear the costs incurred by TravelCash resulting from your breach or exposure. You acknowledge that you are solely responsible for any personal injury or property damage arising from or relating to your use of any Developer’s Tools or any authorized or unauthorized use of your Application.

6.2. Privacy and PII. “Customer Data” means any and all technical information, PII, device usage information, or other information derived from access to or use of any of the Developer’s Tools, including but not limited to data that relates to any end users of any TravelCash products or services or pertains to use of any TravelCash products or services by such end users. You acknowledge and agree that you are solely responsible for obtaining all required consents from end users in connection with any use of your Application and the Developer’s Tools, which consent shall be compliant with all applicable data protection legislation and other privacy laws, rules, and regulations. Without limiting the foregoing, before collecting any Customer Data or other information from end users of your Application, you must provide adequate notice of what Customer Data and other information you collect and how it will be used and/or shared and obtain any necessary consents. You and your Application will comply with all privacy laws and regulations (including those applying to PII) in connection with your access and use of the Developer’s Tools. You will provide and adhere to a privacy policy for your Application that: (i) complies with all applicable laws, rules, and regulations, (ii) is conspicuously displayed to all end users of your Application, and (iii) clearly and accurately describes to end users of your Application what data and user information you collect (such as PII, login information, etc.) and how you use and share such information (including for advertising) with TravelCash and third parties. If a user requests of you or TravelCash to have any Customer Data that may be considered PII under any law, rule, or regulation throughout the world deleted, you agree to promptly honor the user’s or TravelCash’s request and to delete all such data and information from your servers and other assets, including back-ups, to the extent reasonably possible, or to anonymize all user data so it cannot be tied back to a user’s identity.

6.3. Data Use. You will not sell any Customer Data or disclose any Customer Data to any third party. Your Application may use Customer Data only as required for use and access to your Application by the end user to whom such Customer Data relates. You shall not sublicense the Customer Data to any third party, and you shall not use or disclose any information derived directly or indirectly from the Customer Data for any purpose other than as set forth above. Without limiting the generality of the foregoing, you shall not use any part of the Customer Data to create a database separate from your Application or transmit all or part of the Customer Data to any third party for any use separate from your Application. Any use of Customer Data other than as expressly permitted by this Agreement is strictly prohibited.